You know that a successful organization depends on successful individuals. Yet some of your employees are most likely:
Financially distressed employees often have TROUBLE FUNCTIONING AT WORK. Worrying about money creates STRESS AND ANXIETY, therefore, leading to well-being predicaments for individuals who become less productive leading to recurring sick days. **All speaking formats are customizable, in-person, virtual or hybrid, and most are FREE of charge. Please request to speak to a team member about your individual and specific needs. Let's dive-in to our growing collection:
An informal 15 to 20-minutes in-person with audiovisuals including Q&As. Depending on the time you select this may include a complimentary lunch, breakfast, or mid-morning or mid-afternoon coffee break. One-on-one's are scheduled after lectures to review and set individual goals.
This is 60-minutes or longer multi-track group sessions including Q&As, and one-on-one consultations on demand. This format focuses heavily on individualized WHOlistic financial needs, goals, beliefs, and mindful attitudes. A great program for larger groups or corporations that can be broken-down in smaller group size during business hours, either mid-morning or mid-afternoon. Breakfast or lunch is optional, based on special accommodations and requests. Individualized metrics included.
We offer a fresh approach in corporate presentations for small to large audiences ~ designed to inspire, inform, and encourage new perspectives about money, as a foundational part of a well lived and secure existence. Our speaking engagements are action-packed, fun, and entertaining. One-on-one after presentations available upon request.
Financial success depends primarily on two things: (a) developing a plan to meet your own personal goals and (ii) tracking your progress with respect to that plan. Too often people set vague goals (“I just want to be filthy rich.”), make unrealistic plans, or never bother to assess the progress toward their goals. These lessons look at important financial indicators you should understand and monitor both in setting goals, attaining them while protecting your family and assets.
My husband and I often talk about the lessons we want to instill on our children and how we can assist them in life while also raising them to be financially responsible adults. One thing that comes up quite often is our desire to build Generational Wealth. But why should you care about passing down wealth to the next generation? Building generational wealth does not mean you stop your kids from ever experiencing hardships in life but to empower them with more options in life and protection.
Are you an expert of YOUR own money? Or do rely on anyone else? I don’t present myself as an expert. I simply share my story with money – the good (savings/budgeting), the bad (debt/expenses) and the ugly (assets/risks). My goal is that participants will be able to become inspired to take control of their own finances – ultimately becoming the expert of their financial life. Knowledge is not power. The ability to act on knowledge is where the power resides.
The impact inflation has on the time value of money is that it decreases the value of a dollar over time. Money management can sometimes feel overwhelming, particularly when dealing with economic factors such as inflation. Yet the start of a new year is a great time to take a closer look at your finances and make a plan for the year ahead. What we cover: Financial Needs Analysis, Goal Settings & Budgeting, Debt Elimination & Savings.
Learn to save for a better "short-term or long-term" future. Experts suggest that keeping at least 3-6 months of living expenses in case of an unexpected financial emergency, such as job loss or sudden illness. This account should be relatively liquid. That way, you can access it quickly if you need to. Rainy day funds may sound similar, but they’re intended to pay for the occasional smaller unexpected expense. For example, to fix a broken appliance.
Have you ever wondered what your life is going to be like in 5 or 10 years? Will you be doing the same things you are today? Have you taken the time to envision the future through long-term goals? When it comes to the future, there are really only three possibilities. It will either be the same, worse, or better than the present. If you want it to be better, then being able to set long-term goals is the best way to ensure that you’ll get to where you want to go. This category offers winning stra
Most people have an idea when they would like to retire, but do they know their personal financial independence number (FIN)? It's basically a math equation to calculate how much money you'll need to retire. But discovering your personal financial independence number is about much more than money or math. It’s also about your life and what matters to you. And it’s about whether money supports your ideal life or simply suppresses your greatest potential, options and flexibility.
Cash Flow Planning is the process of creating a sensible strategy for funding your retirement that balances current financial needs with expected needs many years into the future. By comparing your assets to your expenses over time, you can identify periods when you may fall short and when you may come out ahead.
Hyper-personalization helps employees navigate benefits, and boosts engagement. While the job market has certainly changed, it’s fair to say engagement is even more critical today, with many now working remotely and leaders endeavoring to maintain corporate culture and productivity. To achieve engagement, I believe companies must address employees holistically and meet their professional and personal needs, especially now as covid-living blurs the line between work and home life even further.
To encourage greater savings for higher education expenses, federal and state lawmakers have developed innovative programs, such as qualified tuition programs, to make higher education financially accessible to more Americans. Learn how to take advantage of qualified tuition programs, commonly known as “529 plans” as a way to help finance the future qualified higher education expenses of children or grandchildren.
Whether it is for a group or individual, life insurance does matter! It protects your family and lets you leave them a non-taxable amount at the time of death. It is also used to cover mortgages and personal loans. Your individual life insurance follows you when you retire and you are no longer insured by your employer. But which is better? If you haven’t gotten around to it yet, you’re not alone: 61% of Americans are on the same boat.
Buying life insurance not only protects, your employees or your loved ones from the potentially devastating financial losses that could result if something happened to you or breadwinner, but it also provides financial security, it helps paying off debts, it helps paying living expenses, and any medical or final expenses. But which type do you think is best?
When you own a small business, your family members aren’t the only people depending on you. Losing your life could also be a disaster for your employees and partners, and it could destroy the company you worked so hard to build. That’s the short explanation of why you need life insurance. Death can be a complicated and very sensitive topic, but don’t let that scare you away from finding out more about it. There’s much more you need to know to protect those you care for.
During these challenging economic times, the need for financial education is more important than ever. We can put together any financial wellness, self-development and empowering-related presentations that would suit you and/or organization's specific goals and needs. Some examples would include:
HOW TO SAVE MONEY: PLANNING VS BUDGETING
In part it's greatly more about mindset, than income! Learn tips and tricks to save, invest and get smarter with your money. Create powerful shifts in your "money habits" while planning for your future.
CREATING AN ABUNDANT FUTURE
The science behind connecting to your vision for your future financial self. Simple steps to help you turn your future goals and dreams into reality. Move forward with confidence!
WOMEN'S WEALTH AND WELL-BEING
Empowering female professionals to claim their power. The link between our relationship with money and a woman's sense of worth, happiness, health and well-being.
WHOSE DREAM ARE YOU CHASING?
You may feel like you don't have a choice. You may feel like you will let everyone down if you chase your own dreams. This topic takes a closer look at money, generational wealth, happiness and career, while taking control of your own destiny and live the life you imagine.
WOMEN'S FINANCIAL EMPOWERMENT
For many women, achieving financial independence and a reasonable standard of living can be a concern. Gain insights into how to nurture, support and build female financial empowerment.
6 HUMAN NEEDS: WHY ARE THEY SO IMPORTANT?
The most fundamental aspect of leading others is to first understand the factors that impact your own behavior and learning about the basic human needs that govern the choices you make, not only will you better understand yourself, but also better understand the people you lead.
Whether you are a public or private employer or leader, our customized presentations will provide you with valuable information, resources, best practices, technical support, and research to guide the development and implementation of life-changing financial wellness for your team members.
All opinions expressed by Mariana Amilcar and Partners on this website and in-person are solely their opinions and do not reflect the opinions of our financial service providers or their parent company or affiliates. You should not treat any opinion expressed by Mariana and/or Partners as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of their opinions and literacy purposes. Mariana’s statements and opinions are subject to change without notice. Neither Mariana nor Partners guarantees any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this website or in-person. Educational topics and materials do not take into account your particular financial objectives, situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website or in-person. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any financial service or product. Before acting on information on this website or in-person, you should always consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own CPA, financial planner or investment adviser.