Financial Wellness Speaking & Workshops

My husband and I often talk about the lessons we want to instill on our children and how we can assist them in life while also raising them to be financially responsible adults. One thing that comes up quite often is our desire to build Generational Wealth. But why should you care about passing down wealth to the next generation? Building generational wealth does not mean you stop your kids from ever experiencing hardships in life but to empower them with more options in life and protection.

Are you an expert of YOUR own money? Or do rely on anyone else? I don’t present myself as an expert. I simply share my story with money – the good (savings/budgeting), the bad (debt/expenses) and the ugly (assets/risks). My goal is that participants will be able to become inspired to take control of their own finances – ultimately becoming the expert of their financial life. Knowledge is not power. The ability to act on knowledge is where the power resides. 

The impact inflation has on the time value of money is that it decreases the value of a dollar over time. Money management can sometimes feel overwhelming, particularly when dealing with economic factors such as inflation. Yet the start of a new year is a great time to take a closer look at your finances and make a plan for the year ahead. What we cover: Financial Needs Analysis, Goal Settings & Budgeting, Debt Elimination & Savings.

Learn to save for a better "short-term or long-term" future. Experts suggest that keeping at least 3-6 months of living expenses in case of an unexpected financial emergency, such as job loss or sudden illness. This account should be relatively liquid. That way, you can access it quickly if you need to. Rainy day funds may sound similar, but they’re intended to pay for the occasional smaller unexpected expense. For example, to fix a broken appliance. 

Most people have an idea when they would like to retire, but do they know their personal financial independence number (FIN)? It's basically a math equation to calculate how much money you'll need to retire. But discovering your personal financial independence number is about much more than money or math. It’s also about your life and what matters to you.  And it’s about whether money supports your ideal life or simply suppresses your greatest potential, options and flexibility.

Cash Flow Planning is the process of creating a sensible strategy for funding your retirement that balances current financial needs with expected needs many years into the future. By comparing your assets to your expenses over time, you can identify periods when you may fall short and when you may come out ahead.

Hyper-personalization helps employees navigate benefits, and boosts engagement. While the job market has certainly changed, it’s fair to say engagement is even more critical today, with many now working remotely and leaders endeavoring to maintain corporate culture and productivity. To achieve engagement, I believe companies must address employees holistically and meet their professional and personal needs, especially now as covid-living blurs the line between work and home life even further. 

To encourage greater savings for higher education expenses, federal and state lawmakers have developed innovative programs, such as qualified tuition programs, to make higher education financially accessible to more Americans. Learn how to take advantage of qualified tuition programs, commonly known as “529 plans” as a way to help finance the future qualified higher education expenses of children or grandchildren.

Buying life insurance not only protects, your employees or your loved ones from the potentially devastating financial losses that could result if something happened to you or breadwinner, but it also provides financial security, it helps paying off debts, it helps paying living expenses, and any medical or final expenses. But which type do you think is best?

When you own a small business, your family members aren’t the only people depending on you. Losing your life could also be a disaster for your employees and partners, and it could destroy the company you worked so hard to build. That’s the short explanation of why you need life insurance. Death can be a complicated and very sensitive topic, but don’t let that scare you away from finding out more about it. There’s much more you need to know to protect those you care for.